Education & Professional Experience

Michael has studied at California State University-Sacramento in Business Administration, Finance between 1994 and 1998, then at elk grove HS between 1989 and 1993.

Michael worked for Bank of Stockton as Vice President Business Banking between Apr 2015 and May 2017, for Capital First Bank / Division of Fresno First Bank as Vice President between May 2014 and Mar 2015, for GALLINA LLP as Business Development Manager between Nov 2012 and Mar 2014, for Reznick Group as Business Development Manager between Nov 2008 and Nov 2011, for Bank of America as VP , Business Banker between Nov 2007 and Nov 2008, for California Bank & Trust as Vice President between Jan 1999 and Jan 2007, for Stockmans Bank as AVP, Commercial Banker between Aug 1998 and Sep 1999.

 Skills & Competences

Michael has the following skills : Financial Analysis, Credit Analysis, Business Development, Commercial Banking, Treasury Management, Commercial Lending, Management, Loans, New Business Development, Real Estate, Finance, Sales, Underwriting, Small Business Lending, Credit, Banking, Lines Of Credit, Accounting, Portfolio Management, Cash Management.